ChiroHealthUSA Partners
NCMIC
NCMIC’s motto, “We Take Care of Our Own” is taken very seriously. D.C.s are the reason for our business, and all of our decisions are rooted in our desire to be here for you–and the profession–for years to come. NCMIC has the experience and financial stability to continue what we started in 1946. We are proud to be able to provide the following …
Over 70 Years of Experience
NCMIC opened its doors in 1946 specifically to offer malpractice insurance to Doctors of Chiropractic. All these decades later, it is still our primary focus. This long-term commitment to chiropractic malpractice insurance makes us better, having gained the invaluable knowledge needed to defend your reputation.
Financial Stability
You can count on NCMIC to be here when you need us. NCMIC has consistently earned an “A” (Excellent) rating from industry analyst A.M. Best for financial stability.
Support of Chiropractic Research
NCMIC has always supported chiropractic and plans to be here long into the future. It only makes sense we would be a staunch contributor to chiropractic research and why we have provided more than $14.8 million in support of chiropractic research and education since 1995.
Personalized Service in One Location
Our policyholders always know where to call when they have a question about billing, a claim or their policy. That’s because everything regarding NCMIC’s Malpractice Insurance Plan is handled in one place by dedicated staff who know chiropractic.
Premium Dividend
NCMIC is tremendously proud to have paid a premium dividend to policyholders each year since 1996. Since then, policyholders have received over $135 million. This is possible because of NCMIC’s sound business decisions and financial strength, as well as our doctors’ efforts to improve clinical expertise.
Examiner Subscription
NCMIC D.C.s look forward to receiving our free Examiner risk management publication. In fact, 95% of policyholders find the Examiner “Valuable.” Each quarterly issue is filled with helpful information to help you avoid a malpractice allegation, including compelling case studies, current trends in malpractice and chiropractic issues.
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Why is the Discount Challenge prize amount $15,024? Because that is the average “per-occurrence” fine for Medicare inducements. That’s not $15,024 per patient, that’s not per provider, that’s PER VISIT. Stinks, doesn’t it? To us, the prize amount is worth the investment if we can help our profession better understand proper discounting.